How Health Insurance Can Help Manage Hypertension?

Hypertension, this word might be new to you but it is a very common problem in 80% of Indians. In Indian households, this disease is known as the "BP Problem". Sounds familiar right? The main reasons for hypertension are excessive stress and an unhealthy lifestyle. You can get both if you have health insurance. In short, if you have health insurance, your half-stress is released as your medical finances are sorted.

I know you might be getting a lot of questions related to hypertension. Right? No worries, we have answered all of your questions below.

What is Hypertension?

Hypertension, also known as high blood pressure is a chronic condition where the force of blood pushing against your artery walls is consistently too high. This extra strain on your arteries can potentially damage them over time and lead to a serious health problem if you do not treat them in time.

What are the Types of Hypertension?

Hypertension has different types. Read below to know more about the types and coverage under health insurance.

1. Primary or Essential Hypertension

   The most common type of hypertension has no symptoms or cause. Generally, health insurance gives coverage for the treatment, which includes doctor visits for diagnosis and management, blood pressure medications, and even hospitalisation if needed.

2. Secondary Hypertension

   The problem is caused due to underlying conditions like kidney disease, hormonal disease or substance abuse. The health insurance coverage for this depends on the underlying conditions and your health plan such as pre-existing condition clause etc.

3. Malignant Hypertension

   When you need a medical emergency to prevent organ damage, it is called malignant hypertension. Mostly covered by health insurance plans, as the treatment would require hospitalisation.

4. White Coat Hypertension

   The condition where blood pressure is normal during daily life but severely high in clinical settings. Often seen in the patients who are overweight, anxious or aged. Some plans might not cover the treatment procedure for this type of hypertension because it does not require ongoing treatment.

5. Resistant Hypertension

   In this condition, the blood pressure remains on the higher side, despite using medications. Usually, health insurance does not cover this type of hypertension, but in some plans, it covers special medications and procedures.

What are the Causes of Hypertension?

There can be a lot of reasons why a person is dealing with hypertension. Some of the causes are:

• Genetic
• Diet
• Overweight
• Lifestyle habits
• Age
• Sensitivity to sodium
• Excessive stress
• Kidney problem
• Hormonal imbalances
• Renal Artery Stenosis
• Sleep apnea
• Substance abuse

What is the Treatment Coverage for Hypertension?

If you are a patient of hypertension, or there is a history of this problem in your family, then you must go for the plan that provides these benefits, to get maximum coverage.

• Inpatient hospitalisation, especially for uncontrolled hypertension.
• Diagnosis, medications and Intensive care during hospitalisation.
• Daycare procedure
• AYUSH treatment, since most of the time Ayurveda has the cure to this disease.
• E-consultation with the experts
• Outpatient consultation with doctors
• Domiciliary care

Bottom Line

Health insurance for hypertension treatment is an easy option that helps you manage your finances. Moreover, if you feel symptoms like headache, blurred vision, chest pain, and fatigue, immediately inform your healthcare doctor. Though it is a common condition, managing it does not have to be a financial burden. Having a health insurance plan with good coverage for hypertension can give you peace of mind and allow you to focus on your health.

Do not wait to prioritize your health. Get a free quote for the health insurance plan that fits your needs and budget.

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