- What is the hypertension?
- Health plans for hypertension
- What are the causes if hypertension?
Simran has over 3 years of experience in content marketing, insurance, and healthcare sectors. Her motto to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
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Content Manager with heart, mind, and soul dedicated to creating impactful content that exceeds the market standard, delivers and reaches the readers conveniently. Besides producing high-ranking content, my focus lies in creating content that solves user queries and adds value.
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How Health Insurance Can Help Manage Hypertension?
Hypertension, this word might be new to you but it is a very common problem in 80% of Indians. In Indian households, this disease is known as the "BP Problem". Sounds familiar right? The main reasons for hypertension are excessive stress and an unhealthy lifestyle. You can get both if you have health insurance. In short, if you have health insurance, your half-stress is released as your medical finances are sorted.
I know you might be getting a lot of questions related to hypertension. Right? No worries, we have answered all of your questions below.
What is Hypertension?
Hypertension, also known as high blood pressure is a chronic condition where the force of blood pushing against your artery walls is consistently too high. This extra strain on your arteries can potentially damage them over time and lead to a serious health problem if you do not treat them in time.
What are the Types of Hypertension?
Hypertension has different types. Read below to know more about the types and coverage under health insurance.
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Primary or Essential Hypertension
The most common type of hypertension has no symptoms or cause. Generally, health insurance gives coverage for the treatment, which includes doctor visits for diagnosis and management, blood pressure medications, and even hospitalisation if needed.
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Secondary Hypertension
The problem is caused due to underlying conditions like kidney disease, hormonal disease or substance abuse. The health insurance coverage for this depends on the underlying conditions and your health plan such as pre-existing condition clause etc.
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Malignant Hypertension
When you need a medical emergency to prevent organ damage, it is called malignant hypertension. Mostly covered by health insurance plans, as the treatment would require hospitalisation.
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White Coat Hypertension
The condition where blood pressure is normal during daily life but severely high in clinical settings. Often seen in the patients who are overweight, anxious or aged. Some plans might not cover the treatment procedure for this type of hypertension because it does not require ongoing treatment.
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Resistant Hypertension
In this condition, the blood pressure remains on the higher side, despite using medications. Usually, health insurance does not cover this type of hypertension, but in some plans, it covers special medications and procedures.
What are the Causes of Hypertension?
There can be a lot of reasons why a person is dealing with hypertension. Some of the causes are:
- Genetic
- Diet
- Overweight
- Lifestyle habits
- Age
- Sensitivity to sodium
- Excessive stress
- Kidney problem
- Hormonal imbalances
- Renal Artery Stenosis
- Sleep apnea
- Substance abuse
What is the Treatment Coverage for Hypertension?
If you are a patient of hypertension, or there is a history of this problem in your family, then you must go for the plan that provides these benefits, to get maximum coverage.
- Inpatient hospitalisation, especially for uncontrolled hypertension.
- Diagnosis, medications and Intensive care during hospitalisation.
- Daycare procedure
- AYUSH treatment, since most of the time Ayurveda has the cure to this disease.
- E-consultation with the experts
- Outpatient consultation with doctors
- Domiciliary care
Bottom Line
Health insurance for hypertension treatment is an easy option that helps you manage your finances. Moreover, if you feel symptoms like headache, blurred vision, chest pain, and fatigue, immediately inform your healthcare doctor. Though it is a common condition, managing it does not have to be a financial burden. Having a health insurance plan with good coverage for hypertension can give you peace of mind and allow you to focus on your health.
Do not wait to prioritize your health. Get a free quote for the health insurance plan that fits your needs and budget.
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Health Insurance For Hypertension: FAQs
1. Can I get health insurance if I have hypertension?
Yes, you can get health insurance even if you have hypertension. However, you need to serve a waiting period for conditions like hypertension.
2. What factors affect the cost of health insurance when I have hypertension?
Factors that can influence the cost of your premiums are age, medical history, type of plan, and location.
3. Will my insurance cover the high cost of medications for resistant hypertension?
It depends on what kind of medications you are using. In this case, some treatment is covered, and some are not.
4. Can I get a discount on health insurance if I actively manage my hypertension?
Yes, some health insurance plans offer a discount if you keep yourself healthy.
5. Does insurance cover alternative therapies for hypertension?
Yes, many plans offer coverage for alternative therapies like Ayurveda, Unani, Siddha, and Homoeopathy (AYUSH) to treat hypertension.
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Written By: Simran Saxena
Simran has over 3 years of experience in content marketing, insurance, and healthcare sectors. Her motto to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
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